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Directs investigative, examining, and surety bonding activities of State Insurance Commission to ensure that companies and agents comply with provisions of insurance regulations and laws: Reviews insurance policies for conformance with prescribed underwriting standards or directs this work by others. Coordinates staff investigative activities concerning complaints of fraud, misrepresentation, excessive rates, financial irresponsibility, and other improprieties. Reviews financial statements of companies and agents to determine adherence to licensing requirements and state laws. Conducts examination of agents or other insurance personnel to determine qualifications for licensing. Receives and validates surety bonds from company representatives. Recommends or initiates punitive action, such as prosecution or license revocation, in cases of company or agent impropriety.